July 2010 CPA eNewsletter

E-CPA – July 2010

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update

2. Important Dates – Mark Your Calendar

3. Secrets to a More Affordable Vacation

4. Buy Versus Rent: What’s Right for You?

5. Smart Ways to Use Your Tax Refund

6. New Credit Card Rules and What They Mean to You

7. Seven Ways to Save Money on Groceries

===========================================================

1. WARHAFTIG & ASSOCIATES, CPA UPDATE

Please remember, if you are in need of any financial and/or tax advice during the course
of the year, feel free to call to make an appointment.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR
Remember, if you received the $7,500 tax “Loan” in 2008 for first time homebuyers, you
will have to begin paying this back starting in 2010. My advice is to locate your local
Congressman and start a letter writing campaign to have them overturn this.

Please call if you have any questions or concerns.

===========================================================

3. Secrets to a More Affordable Vacation

Have you made reservations for your summer vacation or, like many, are you postponing

it until 2011? Here are some ideas to help you lower the cost of a vacation to fit your

budget and still get priceless memories your family can share for years to come.

http://www.moneymattersnj.com/story.cfm?SID=14872

============================================================

4. Buy Versus Rent: What’s Right for You?

Common wisdom holds that in the long-term, it’s always better to buy a home than to rent.

However, given the changes in how people work and live over the last 20 years, buying

is not necessarily better than renting. A New Jersey CPA shares his insights in the latest

NJSCPA financial literacy podcast.

http://www.moneymattersnj.com/story.cfm?sid=14880

============================================================

5. Smart Ways to Use Your Tax Refund

If you were fortunate enough to get a tax refund this year, here’s advice on some of the

best ways to use it.

http://www.moneymattersnj.com/story.cfm?sid=14878

============================================================

6. New Credit Card Rules and What They Mean to You

Did you know there are new rules governing the fees and penalties that credit card

companies can charge you? Find out why the changes are important, and learn some

tips for managing credit cards.

http://www.moneymattersnj.com/story.cfm?sid=14877

=============================================================

7. Seven Ways to Save Money on Groceries

Although it may not seem like it, food costs are still one of the most flexible areas

in many families’ budgets. While you may have little control over your mortgage or day

care costs, you can probably save money on groceries. Start saving with these tips.

http://www.bankrate.com/finance/personal-finance/7-ways-to-save-money-on-groceries-1.aspx

=============================================================

E-CPA is a monthly email publication provided by

WARHAFTIG & ASSOCIATES, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

If you would prefer not to receive this newsletter, send an

email message to ira@warhaftigassociates.com with the words

“Unsubscribe E-CPA” in the subject line.