August 2013 CPA eNewsletter

E-CPA – August 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Refinancing Your Home
4. Don’t Be Swamped by Student Loan Debt
5. Financial Planning for Same-Sex Couples After the DOMA Decision
6. College Student Budgeting 101

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Now that tax season is done and over with, it is never too early to review your tax position

for 2013.

If you are interested in creating a financial budget, please call or e-mail to set up a time to

review. It is never too early to get yourself on the right financial path.

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2. IMPORTANT DATES – MARK YOUR CALENDAR

Please remember, if you need to make estimated payments, they are due by

September 15th and January 15th. Don’t get caught with taxes due when preparing

your returns.

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3. Refinancing Your Home
Your home is your most valuable asset, so it’s smart to consider refinancing if the numbers work out. In the short term, you may be able to reduce your payment. But the real benefit may be in the long term with a lower interest rate.
http://www.moneymattersnj.com/story.cfm?SID=15808

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4. Don’t Be Swamped by Student Loan Debt
It’s common knowledge that the cost of higher education has skyrocketed over the years and that many students end up struggling with a mountain of student loan debt once they graduate. If you’re concerned about runaway college costs, here’s some advice.
http://www.moneymattersnj.com/story.cfm?SID=15810

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5. Financial Planning for Same-Sex Couples After the DOMA Decision
In June, the U.S. Supreme Court declared the Defense of Marriage Act (DOMA) unconstitutional, a decision that has sweeping financial implications for same-sex couples who were married in states that recognize same-sex marriage. These couples should consider both the immediate and long-term impacts of the ruling. Here are some of the questions they should be asking.
http://www.moneymattersnj.com/story.cfm?SID=15809

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6. College Student Budgeting 101
College students are heading back to campus, their bank accounts replenished with summer job money and possibly student loan funds. Will it be enough to last all year? There are ways to improve the odds.
http://moneymattersnj.com/story.cfm?SID=15807

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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694