August 2013 CPA eNewsletter

E-CPA – August 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Refinancing Your Home
4. Don’t Be Swamped by Student Loan Debt
5. Financial Planning for Same-Sex Couples After the DOMA Decision
6. College Student Budgeting 101

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Now that tax season is done and over with, it is never too early to review your tax position

for 2013.

If you are interested in creating a financial budget, please call or e-mail to set up a time to

review. It is never too early to get yourself on the right financial path.

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2. IMPORTANT DATES – MARK YOUR CALENDAR

Please remember, if you need to make estimated payments, they are due by

September 15th and January 15th. Don’t get caught with taxes due when preparing

your returns.

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3. Refinancing Your Home
Your home is your most valuable asset, so it’s smart to consider refinancing if the numbers work out. In the short term, you may be able to reduce your payment. But the real benefit may be in the long term with a lower interest rate.
http://www.moneymattersnj.com/story.cfm?SID=15808

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4. Don’t Be Swamped by Student Loan Debt
It’s common knowledge that the cost of higher education has skyrocketed over the years and that many students end up struggling with a mountain of student loan debt once they graduate. If you’re concerned about runaway college costs, here’s some advice.
http://www.moneymattersnj.com/story.cfm?SID=15810

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5. Financial Planning for Same-Sex Couples After the DOMA Decision
In June, the U.S. Supreme Court declared the Defense of Marriage Act (DOMA) unconstitutional, a decision that has sweeping financial implications for same-sex couples who were married in states that recognize same-sex marriage. These couples should consider both the immediate and long-term impacts of the ruling. Here are some of the questions they should be asking.
http://www.moneymattersnj.com/story.cfm?SID=15809

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6. College Student Budgeting 101
College students are heading back to campus, their bank accounts replenished with summer job money and possibly student loan funds. Will it be enough to last all year? There are ways to improve the odds.
http://moneymattersnj.com/story.cfm?SID=15807

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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

July 2013 CPA eNewsletter

E-CPA – July 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Planning a Budget-Friendly Vacation
4. The Rising Cost of Day Care
5. How Much Is Technology Costing You?
6. Job Search Expenses May Lower Your Taxes

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Now that tax season is done and over with, it is never too early to review your tax position

for 2013.

If you are interested in creating a financial budget, please call or e-mail to set up a time to

review. It is never too early to get yourself on the right financial path.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR

Please remember, if you need to make estimated payments, they are due by

September 15th and January 15th. Don’t get caught with taxes due when preparing

your returns.

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3. Planning a Budget-Friendly Vacation

Whether you’re heading to the beach, the mountains or even abroad, you’ll want to find the best bang for your vacation buck.
http://www.moneymattersnj.com/story.cfm?SID=15799

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4. The Rising Cost of Day Care

The cost of childcare in the U.S. has climbed dramatically over the last three decades. Unfortunately, wages aren’t keeping pace with the skyrocketing increases, and working parents are struggling to keep up.
http://www.moneymattersnj.com/story.cfm?SID=15798

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5. How Much Is Technology Costing You?

How much do you spend on technology each month? Technology, and mobile devices in particular, can definitely make your life easier, but they also add to your regular expenses. Here are some insights on technology spending and how to keep it in check.
http://www.moneymattersnj.com/story.cfm?SID=15797

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6. Job Search Expenses May Lower Your Taxes

If you’re looking for a new job in your same line of work, you may be able to claim a tax deduction for some of your job hunting expenses. http://moneymattersnj.com/story.cfm?SID=15802

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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

June 2013 CPA eNewsletter

E-CPA – June 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Give the Gift of Financial Planning
4. Using an Allowance to Teach Financial Lessons
5. Tax Tips for Newlyweds
6. Growing Your Small Business

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Now that tax season is done and over with, it is never too early to review your tax position

for 2013.

If you are interested in creating a financial budget, please call or e-mail to set up a time to

review. It is never too early to get yourself on the right financial path.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR

Please remember, if you need to make estimated payments, they are due by June 15th,

September 15th and January 15th. Don’t get caught with taxes due when preparing

your returns.

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3. Give the Gift of Financial Planning

June means longer days, the start of summer and invitations to weddings, graduation parties and maybe a baby shower or two. Stuck for gift ideas for newlyweds, graduates or new parents? Consider something nontraditional that will last a lifetime and never go out of style: a visit with a financial planner.

http://www.moneymattersnj.com/story.cfm?SID=15793

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4. Using an Allowance to Teach Financial Lessons

An allowance for kids is a fact of life in most American households. There are steps parents can take to ensure that their children are learning some financial lessons when they get their allowances to make the whole experience much more valuable.

http://www.moneymattersnj.com/story.cfm?SID=15794

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5. Tax Tips for Newlyweds

June is traditionally a time when couples tie the knot and, as is the case with many of life’s milestones, all newlyweds should be aware of the tax considerations of marriage. If you or a loved one are planning nuptials, here’s some advice on addressing the tax

http://www.moneymattersnj.com/story.cfm?SID=15795

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6. Growing Your Small Business

Small businesses are the backbone of America’s economy. But many successful small businesses make the leap and become big businesses. Opportunities for growth await small business owners who are ready to take their companies to the next level. Planning and preparation are keys to growing your business the right way.

http://moneymattersnj.com/story.cfm?SID=15792
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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

February 2013 CPA eNewsletter

E-CPA – January 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. The American Taxpayer Relief Act: What It Means to Your Wallet
4. What to Do When Friends or Family Ask for Money
5. Need Help Sticking to Your Financial New Year’s Resolutions?
6. Avoiding Scams When a Disaster Strikes

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Please remember, if you are in need of any financial and/or tax advice during the course of the year, feel free to call to make an appointment.

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2. IMPORTANT DATES – MARK YOUR CALENDAR

Tax season is now in full swing, please call or e-mail to make an appointment.

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3. The American Taxpayer Relief Act: What It Means to Your Wallet
The American Taxpayer Relief Act contains provisions that impact nearly every taxpayer, not just the high earners. Don’t miss out on some now-permanent deductions that could help lower your tax liability.
http://moneymattersnj.com/story.cfm?SID=15712

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4. What to Do When Friends or Family Ask for Money
It’s natural to want to help friends or family members when they need financial assistance. But be careful. Money can drive a wedge into friendships and family relationships. And there are tax-related considerations.
http://www.moneymattersnj.com/story.cfm?sid=15711

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5. Need Help Sticking to Your Financial New Year’s Resolutions?
Over the past five years, 43 percent of those who set finance-related New Year’s resolutions failed to achieve them or to sustain their success. If you have broken some of your financial resolutions, or are worried you will, here are some practical tips. http://www.moneymattersnj.com/story.cfm?sid=15714

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6. Avoiding Scams When a Disaster Strikes
Many people come forward to help the victims of a disaster. Unfortunately, however, these emergencies also bring out con artists who seek to exploit the situation using illegal scams. Here are some steps to take to avoid being conned whenever a disaster strikes. http://www.moneymattersnj.com/story.cfm?sid=15713

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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

January 2013 CPA eNewsletter

E-CPA – January 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Dealing with Tax Filing and Payment Problems
4. Protecting Your Financial Life in Case of Disaster
5. All About Audits

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Please remember, if you are in need of any financial and/or tax advice during the course of the year, feel free to call to make an appointment.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR

The IRS has indicated that they will begin to accept returns as of January 30, 2013. Tax returns are due as of April 15, 2013. Once you have received all of your tax documents, please feel free to contact us to make an appointment to have your taxes prepared.

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3. Dealing with Tax Filing and Payment Problems
Tax season is just around the corner. Few people look forward to it, but those who are concerned they may owe taxes approach this time with particular apprehension. There are options for those who need more time to file their returns or who are having trouble paying what they owe.

http://www.moneymattersnj.com/story.cfm?sid=15705

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4. Protecting Your Financial Life in Case of Disaster
Would you be prepared to keep your financial life on an even keel in the event of an emergency? Hurricane Sandy and other recent disasters underscore the importance of planning ahead. Here are some tips to help ensure you have your bases covered in case a crisis occurs.

http://www.moneymattersnj.com/story.cfm?sid=15704

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5. All About Audits
Few words in the English language set off alarm bells like the word “audit.” The good news is there are ways to reduce the likelihood the Internal Revenue Service will select you for an audit. But if a letter from the IRS does appear in your mailbox, don’t panic. \

http://www.moneymattersnj.com/story.cfm?sid=15706
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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

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