July 2009 E-CPA Newsletter

E-CPA – July 2009

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update

2. Important Dates – Mark Your Calendar

3. Is a Reverse Mortgage Right for You?
4. Avoid Investment Scams
5. Choosing an Eldercare Facility
6. Five Tips for Shopping at Liquidation Sales
7. This Month’s Podcast: Business Etiquette
8. Additional Headlines

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE

Even though tax season is done, it is never to early to discuss next year’s taxes…
Don’t be caught off guard and an unexpected tax return. Remember, a return
does not equal a refund.

Past e-Newsletters can be seen on our blog via our website at
www.warhaftigassociates.com

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2. IMPORTANT DATES – MARK YOUR CALENDAR
If you are looking to take advantage of the “first time home buyer” tax credit, remember
that you need to purchase the home before December 1, 2009.
Please call if you have any questions or concerns.

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3. IS A REVERSE MORTGAGE RIGHT FOR YOU?
A reverse mortgage has become a popular option for seniors
who would like to reap some of the benefits of the equity
they have accumulated in their homes. However, it’s
important to be aware of both the advantages and drawbacks
of this type of loan.
http://www.moneymattersnj.com/story.cfm?sid=14003

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4. AVOID INVESTMENT SCAMS
There are many con artists out there trying to take
advantage of people eager to offset their market losses in
the current economy. Here are some tips on how to avoid
being scammed.
http://www.moneymattersnj.com/story.cfm?SID=14005

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5. CHOOSING AN ELDERCARE FACILITY
As people grow older, many choose to continue living on
their own or move in with family. However, some prefer to
reside with people closer to their own age or need to live
in a facility that can cater to their changing medical
needs. What should you keep in mind if you must choose an
eldercare facility for yourself or a loved one?
http://www.moneymattersnj.com/story.cfm?sid=14006

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6. FIVE TIPS FOR SHOPPING AT LIQUIDATION SALES
One of the unfortunate consequences of a bad economy is a
stream of liquidation sales, where retailers slash prices to
unload merchandise before going out of business. Consumers
can find some great bargains at these sales, but there are
pitfalls to avoid in order to get a good deal.
http://www.moneymattersnj.com/story.cfm?sid=14007

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7. THIS MONTH’S PODCAST: BUSINESS ETIQUETTE
Business etiquette and office protocol can be tricky.
Executed properly, business etiquette may give you a
positive edge in the workplace. But display improper
business etiquette and you may be branded as obnoxious, rude
or worse. Find out how to make a good first impression and
sustain that impression to enhance your career.
http://www.njscpa.org/story.cfm?sid=13947

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8. ADDITIONAL HEADLINES

* Explaining Money Problems to Your Preschooler –
http://accounting.smartpros.com/x66675.xml

* 10 Things Home Insurance Won’t Cover –
http://www.lex18.com/Global/story.asp?S=3599705

* When a Business Loan Affects Your Personal Credit –
http://www.kswt.com/Global/story.asp?S=10533376&nav=menu613_8_5_3

* The Tax Implications of Foreclosures –
http://www.smartmoney.com/personal-finance/taxes/the-tax-implications-of-foreclosures/

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WARHAFTIG & ASSOCIATES, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

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