August 2012 CPA eNewsletter

E-CPA – August 2012

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Don’t Miss Out on Free Stuff (and Great Bargains)
4. NJ Property Tax Reimbursement Checks on the Way
5. Credit Cards 101
6. Live Well in Retirement
7. It’s College Textbook Time

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Please remember, if you are in need of any financial and/or tax advice during the course of the year, feel free to call to make an appointment.

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2. IMPORTANT DATES – MARK YOUR CALENDAR

Estimated Payments might be required by the IRS and the State if you owed money in the previous year. Don’t get caught with penalties and interest on your next year’s return when you don’t need to.

Please call if you have any questions or concerns.

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3. Don’t Miss Out on Free Stuff (and Great Bargains)

Are you taking advantage of offers for discounts or free merchandise? Many people are watching their spending these days, and your dollar will go a lot farther if you can get more for less money. Here are some tips on how to do it.

http://moneymattersnj.com/story.cfm?SID=15664

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4. NJ Property Tax Reimbursement Checks on the Way

The New Jersey Division of Taxation has mailed Senior Freeze checks worth $195 million to 163,000 senior and disabled homeowners around the state. This year’s Senior Freeze checks average almost $1,200 per recipient.

http://www.moneymattersnj.com/story.cfm?sid=15662

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5. Credit Cards 101

On-campus credit card offers are tempting, and it may seem like free money, but they can spell disaster. Used correctly, credit cards can help build a solid credit report. Used incorrectly, credit cards can leave students with a financial burden that can last long after graduation.

http://www.moneymattersnj.com/story.cfm?sid=15665

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6. Live Well in Retirement

Are you concerned about being able to pay for a secure and happy retirement? You can make some smart choices in order to live well on a fixed retirement budget.

http://www.moneymattersnj.com/story.cfm?sid=15663

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7. It’s College Textbook Time

The average estimated cost per student for textbooks for the 21012/13 academic year is $1,121. To save money, there are many different options for students to consider, including renting rather than purchasing.

http://www.moneymattersnj.com/story.cfm?sid=15666

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E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694