June 2013 CPA eNewsletter

E-CPA – June 2013

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Give the Gift of Financial Planning
4. Using an Allowance to Teach Financial Lessons
5. Tax Tips for Newlyweds
6. Growing Your Small Business

===========================================================

1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Now that tax season is done and over with, it is never too early to review your tax position

for 2013.

If you are interested in creating a financial budget, please call or e-mail to set up a time to

review. It is never too early to get yourself on the right financial path.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR

Please remember, if you need to make estimated payments, they are due by June 15th,

September 15th and January 15th. Don’t get caught with taxes due when preparing

your returns.

===========================================================

3. Give the Gift of Financial Planning

June means longer days, the start of summer and invitations to weddings, graduation parties and maybe a baby shower or two. Stuck for gift ideas for newlyweds, graduates or new parents? Consider something nontraditional that will last a lifetime and never go out of style: a visit with a financial planner.

http://www.moneymattersnj.com/story.cfm?SID=15793

============================================================

4. Using an Allowance to Teach Financial Lessons

An allowance for kids is a fact of life in most American households. There are steps parents can take to ensure that their children are learning some financial lessons when they get their allowances to make the whole experience much more valuable.

http://www.moneymattersnj.com/story.cfm?SID=15794

============================================================

5. Tax Tips for Newlyweds

June is traditionally a time when couples tie the knot and, as is the case with many of life’s milestones, all newlyweds should be aware of the tax considerations of marriage. If you or a loved one are planning nuptials, here’s some advice on addressing the tax

http://www.moneymattersnj.com/story.cfm?SID=15795

============================================================

6. Growing Your Small Business

Small businesses are the backbone of America’s economy. But many successful small businesses make the leap and become big businesses. Opportunities for growth await small business owners who are ready to take their companies to the next level. Planning and preparation are keys to growing your business the right way.

http://moneymattersnj.com/story.cfm?SID=15792
============================================================

E-CPA is a monthly email publication provided by

Warhaftig & Associates, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

June 2011 CPA eNewsletter

E-CPA – June 2011

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update

2. Important Dates – Mark Your Calendar

3. Four Steps to Paying Down Your Debt Once and for All

4. Pomp and Circumstance and Financial Planning

5. What You Need to Know About Mortgage Closing Costs

6. Podcast: Target-Date Retirement Funds

7. What You Need to Know About Financing a Start-Up Business
===========================================================

1. WARHAFTIG & ASSOCIATES, CPA UPDATE

Please remember, if you are in need of any financial and/or tax advice during the course
of the year, feel free to call to make an appointment.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR

If you need to make estimated payments, remember that they are due on June 15th,
September 15th and January 15th.

Moving from one job to another, do you want to move your 401k but need some
advice on how to move it, or even where to move it to, call for a consultation.

Please call if you have any questions or concerns.

===========================================================

3. Four Steps to Paying Down Your Debt Once and for All

The top financial New Year’s resolution for consumers in 2011 is decreasing debt.

With the year nearly half over, how many people have kept that pledge? If your resolve

is starting to fail, here are some tips for financially getting back on track.

http://www.moneymattersnj.com/story.cfm?sid=15458

============================================================

4. Pomp and Circumstance and Financial Planning

While retirement may be the last thing on your mind as you flip that tassel on your

mortarboard, it’s one of several things to think about to get started on the right financial

foot. A little planning can help you make the most of your education and your financial

future.

http://www.moneymattersnj.com/story.cfm?sid=15457

============================================================

5. What You Need to Know About Mortgage Closing Costs

Closing on a home often involves signing a stack of confusing paperwork. So it’s no

wonder that many people get closing-cost sticker shock. Take these steps to ensure that

you understand closing costs and can minimize them wherever possible.

http://www.moneymattersnj.com/story.cfm?sid=15459

============================================================

6. Podcast: Target-Date Retirement Funds

Target-date retirement funds may be convenient and easy to select, but they still warrant

careful consideration. New Jersey Society of CPAs member Paula Boyer Kennedy, CPA,

discusses the ins and outs of this kind of investment.

http://www.moneymattersnj.com/story.cfm?sid=15461

============================================================

7. What You Need to Know About Financing a Start-Up Business

It can be challenging to find financing for new businesses, but it’s not impossible.

Knowing where to find funding is one key to launching your new
business.

http://www.moneymattersnj.com/story.cfm?sid=15460

=============================================================

E-CPA is a monthly email publication provided by

WARHAFTIG & ASSOCIATES, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

If you would prefer not to receive this newsletter, send an

email message to ira@warhaftigassociates.com with the words

February 2011 CPA eNewsletter

E-CPA – January 2011

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update

2. Important Dates – Mark Your Calendar

3. Financial Planning for Special Needs Families

4. Social Security Reduction Puts More Money in Your Pocket and Represents a Savings Opportunity

5. You’re the Boss, Now It’s Time to Pay the Tax Man

6. What You Need to Know About Estate Taxes

===========================================================

1. WARHAFTIG & ASSOCIATES, CPA UPDATE

1. WARHAFTIG & ASSOCIATES, CPA UPDATE.

Please remember, if you are in need of any financial and/or tax advice during the course
of the year, feel free to call to make an appointment.
Tax season is upon us, appointments are being accepted for any time after 6pm
during the week or from 8am to 10pm on the weekends. You can also mail your
tax documents and we will prepare the returns and mail them back.

===========================================================

2. IMPORTANT DATES – MARK YOUR CALENDAR
Remember, if you received the $7,500 tax “Loan” in 2008 for first time homebuyers, you
will have to begin paying this back starting in 2010. $500 will be paid back over the next
15 years.

Moving from one job to another, do you want to move your 401k but need some
advice on how to move it, or even where to move it to, call for a consultation.

Please call if you have any questions or concerns.

You have until April 18th to file your 2010 tax returns, but don’t wait until then,
you can get them done now and avoid any problems.
===========================================================

3. Financial Planning for Special Needs Families

One out of every 26 American families include at least one special needs child, and

their financial planning is especially complex. In this month’s podcast, Michael

Steiner, CPA, CFP, sheds light on the details of a sound financial plan for these

families.

http://www.moneymattersnj.com/story.cfm?sid=15290

============================================================

4. Social Security Reduction Puts More Money in Your Pocket and Represents a

Savings Opportunity

You may have noticed a few extra dollars in your paycheck lately. While it is always

possible your boss gave you a raise for your stellar performance, in reality, you can

thank Uncle Sam. What will you do with this extra money in 2011?

http://www.moneymattersnj.com/story.cfm?sid=15283

============================================================

5. You’re the Boss, Now It’s Time to Pay the Tax Man

Entrepreneurship offers many advantages to those who want the freedom to chart

their own course, but starting a business also means learning about the many

changes on the tax front before you take the plunge and head out on your own.

http://www.moneymattersnj.com/story.cfm?SID=15284

============================================================

6. What You Need to Know About Estate Taxes

If you are, or will be, involved in estate planning for a loved one or yourself, it’s

important to know that high estate tax rates are back for this year and beyond.

This article deciphers some estate tax complexities.

http://www.moneymattersnj.com/story.cfm?SID=15285

=============================================================

E-CPA is a monthly email publication provided by

WARHAFTIG & ASSOCIATES, CPA

64 Hickory Court

Jamesburg, NJ 08831

(732) 521-3694

If you would prefer not to receive this newsletter, send an

email message to ira@warhaftigassociates.com with the words

“Unsubscribe E-CPA” in the subject line. E-CPA – December 2010

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA