October 2010 CPA eNewsletter

E-CPA – October 2010

BROUGHT TO YOU BY WARHAFTIG & ASSOCIATES, CPA

INSIDE THIS ISSUE:

1. WARHAFTIG & ASSOCIATES, CPA Update

2. Important Dates – Mark Your Calendar

3. Battling Bank Fees

4. Five Signs Your Debt Is Out of Control

5. What Consumers Can Expect from Financial Reform

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE

Please remember, if you are in need of any financial and/or tax advice during the course
of the year, feel free to call to make an appointment.
Just because it is not tax season, it doesn’t mean that you shouldn’t be thinking of your
2010 taxes…if you owed money in 2009, there is a good chance you will owe again
this year. If you are concerned, make an appointment for a tax forecast to be done.

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2. IMPORTANT DATES – MARK YOUR CALENDAR
Remember, if you received the $7,500 tax “Loan” in 2008 for first time homebuyers, you
will have to begin paying this back starting in 2010. My advice is to locate your local
Congressman and start a letter writing campaign to have them overturn this.

Moving from one job to another, do you want to move your 401k but need some
advice on how to move it, or even where to move it to, call for a consultation.

Please call if you have any questions or concerns.

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3. Battling Bank Fees

What are the most common bank fees assessed to customers and can they be avoided?

This month’s podcast features a wealth of personal banking advice.

http://www.moneymattersnj.com/story.cfm?SID=15042

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4. Five Signs Your Debt Is Out of Control

Everyone runs up a little credit card debt, right? That’s what many people tell themselves

to justify carrying heavy loan amounts, but the fact is that undisciplined spending and poor

credit management are serious problems that must be addressed. Here are five signs that

show your debt and spending are out of control.
http://www.moneymattersnj.com/story.cfm?sid=15047

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5. What Consumers Can Expect from Financial Reform

In July, President Obama ratified a new financial regulatory reform bill that will have an

impact everywhere from Wall Street to Main Street. While many of the law’s provisions

will not take effect immediately, consumers should be prepared for changes in the credit

arena and elsewhere. Here’s some perspective on what you can expect.

http://www.moneymattersnj.com/story.cfm?sid=15046

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Jamesburg, NJ 08831

(732) 521-3694

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