E-CPA – December – 2008

INSIDE THIS ISSUE:
1. WARHAFTIG & ASSOCIATES, CPA Update
2. Important Dates – Mark Your Calendar
3. Savvy Holiday Shopping
4. How to Set – and Keep – Your Financial Goals
5. Reminder: 2009 Financial Fitness Calendar Available
6. Can You Find Credit Relief with Debt Consolidation?
7. Additional Headlines

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1. WARHAFTIG & ASSOCIATES, CPA UPDATE
Past e-Newsletters can be seen on our blog via our website at
www.warhaftigassociates.com

The website is still currently under construction and we hope to roll it out in time
for the new year.

Also, we will have a new e-mail as well, ira@warhaftigassociates.com will be used
going forward, so please add us to your address book so that your “spam” filter
will allow you to continue to receive these newsletters.

Appointments are now being taken for tax planning (get a jump
on next year and don’t be surprised), financial planning (investing, retirement,
debt and credit card assistance) or anything else that we can be of assistance.
Please do not hesitate to call or e-mail us.

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2. IMPORTANT DATES – MARK YOUR CALENDAR
If you make estimated tax payments to the state and federal government, consider
sending in your state estimate before 12/31 so that you can deduct that payment on
your federal return. Please see me if you have any questions or concersns.

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3. SAVVY HOLIDAY SHOPPING
The holidays are a fun and exciting time of year, but they
can also cost you more than you expected. You don’t have to
bust your budget to show how much you care. Here are some
tips for reining in spending while partaking in the spirit
of the season.

> Listen to the Podcast –
http://www.moneymattersnj.com/story.cfm?sid=13565

> Inexpensive Holiday Gift Ideas –
http://www.moneymattersnj.com/story.cfm?sid=13553

> Smart Tips About Gift Cards –
http://www.moneymattersnj.com/story.cfm?sid=13554

> Five Ways to Save on Online Shipping Fees –
http://www.smartmoney.com/spending/deals/5-Ways-to-Save-on-Online-Shipping-Fees-23480/

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4. HOW TO SET – AND KEEP – YOUR FINANCIAL GOALS
What’s on your wish list for the future? Do you dream about
taking a special vacation, buying a home or retiring to a
seaside location? With the proper planning, it’s possible
to reach many or all of your goals.
http://www.moneymattersnj.com/story.cfm?SID=13557

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5. REMINDER: 2009 FINANCIAL FITNESS CALENDAR AVAILABLE
The New Jersey Society of CPAs just released its 2009
Financial Fitness Calendar. This FREE calendar serves as an
easy-to-follow resource guide, with handy tips and tools
for improving your financial health. Get your free copy
today!
http://www.moneymattersnj.com/resources/calendar.cfm

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6. CAN YOU FIND CREDIT RELIEF WITH DEBT CONSOLIDATION?
When your credit becomes difficult to manage, it can be
tempting to simply declare bankruptcy and hope that
everything works out down the road; however, this is the
exact wrong thing to do.
http://www.moneymattersnj.com/story.cfm?sid=13524

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7. ADDITIONAL HEADLINES

* Making Gifts to Family Members Can Save Taxes –
http://accounting.smartpros.com/x63736.xml

* Questions to Ask About Service Contracts –
http://www.moneymattersnj.com/story.cfm?sid=13555

E-CPA is a monthly email publication provided by:
Warhaftig & Associates, CPA
64 Hickory Court
Jamesburg, NJ 08831
(732) 521-3694
www.WarhaftigAssociates.com